Digital Library

Practical guides, workbooks, and companion resources, organized by the problem they help solve. Browse the complete catalog — no account needed. Paid guides are purchased securely through Payhip.

Spot warning signs before you pay, sign, or share information.

17 titles

Scam ProtectionEbook (PDF)
AI Voice & Impersonation Scams
Criminals now use synthetic speech, manipulated video, fake credentials, and high-pressure stories to trick individuals by posing as trusted contacts. Written in clear language for families and general readers, this guide explains how to recognize red flags, reject rushed demands for payment, and establish a shared safe-word system to verify someone's identity. It also outlines how to independently confirm who is reaching out and what actions to take if funds or personal details have already been shared.
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Scam ProtectionEbook (PDF)
Bank Imposter Scams
Fraudsters often impersonate financial institutions using fake caller identification, bogus security alerts, and urgent demands to steal money or account details. This guide helps individuals and families identify the warning signs of caller impersonation, such as pressure to use Zelle or share verification codes. Readers will learn how to independently verify bank communications, secure their financial details, and execute immediate recovery steps or preserve evidence if their accounts are compromised. It includes practical prevention guidelines, checklists, and a basic family protocol to handle suspicious contact safely.
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Scam ProtectionEbook (PDF)
Crypto Investment Scams
Evaluating whether a digital currency offer is legitimate requires knowing how fraudsters operate. Aimed at beginners, this guide explains how to recognize deceptive trading sites, pig-butchering schemes, romance scams, AI impersonators, wallet breaches, and false recovery services. It details how scams use fabricated profits and unexpected withdrawal fees, while showing readers how to secure seed phrases and verify details before transferring money. Readers learn how to evaluate suspicious investment groups and take concrete action if fraud has already occurred.
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Scam ProtectionEbook (PDF)
Government Imposter Scams
Fraudsters often impersonate police officers, court officials, or tax authorities to frighten individuals into transferring funds or handing over sensitive details under immediate pressure. This guide outlines how these deceptive schemes operate, detailing warning signs such as demands for cryptocurrency, fake arrest warrants, and instructions to move funds into safe accounts. Readers learn an independent verification process to check suspicious communications without using the contact details provided by the caller. It also explains how to protect financial assets and what steps to take if someone has already engaged with a scammer.
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Scam ProtectionEbook (PDF)
Grandparent Scams in the AI Era
This guide addresses how families can evaluate and halt deceptive emergency calls before losing money. It outlines how fraudsters combine artificial intelligence voice cloning, caller-ID spoofing, and social media details to fabricate realistic crises involving stranded or arrested relatives demanding immediate, secret payments. Readers learn to spot warning signs, verify a caller's true identity using a family verification plan, recognize high-risk payment methods, and respond appropriately if funds or personal details have been shared.
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Scam ProtectionEbook (PDF)
Recovery Scams
After losing money to fraud, victims are frequently targeted by secondary scammers claiming they can retrieve the stolen funds. This guide is written for individuals attempting to evaluate follow-up offers from people posing as lawyers, government agents, or recovery specialists. It details how to spot advance-fee schemes, verify legitimate credentials, document evidence, and safely handle personal information. By providing checklists, verification questions, and a response plan, the resource helps readers determine whether a recovery offer is genuine or a second attempt to steal money.
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Scam ProtectionEbook (PDF)
Romance Scams After 50
Mature adults entering the online dating world face fraudsters who use synthetic voices, fake photos, and artificial intelligence to construct deceptive profiles. This guide explains how to independently double-check a match's claims, identify warning signs early, and spot sudden shifts toward financial or cryptocurrency requests. Featuring worksheets, checklists, and safety rules, it assists readers in responding safely to money demands, helping targeted relatives, and executing recovery steps if sensitive data or funds were previously compromised.
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Scam ProtectionEbook (PDF)
The Fake Check Scam
This consumer-protection guide helps individuals spot fraudulent check schemes across common scenarios like mystery shopper offers, fake job listings, online marketplace transactions, and overpayment requests. It details how counterfeit checks deceive depositors, explains why banks temporarily make funds visible before detecting fraud, and breaks down the urgency tactics scammers use to extract payment. Readers learn how to independently verify checks, recognize red flags, determine what actions to take before transferring funds, and navigate the recovery steps if a bad check has already been deposited.
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Scam Protection
Fake Debt Collector Scams
Individuals receiving high-pressure collection calls must decide whether an unfamiliar debt is real before sending payment. This guide helps readers evaluate debt-validation details, spot scam warning signs, verify collection agencies independently, and distinguish actual lawsuits from fraudulent threats. It outlines procedures for disputing inaccurate claims, documenting harassment, and responding if funds were already sent to a scammer. Readers also receive phone scripts, dispute templates, verification worksheets, a contact log, a response plan, and a family protection card.
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Scam Protection
Job Scams
Finding employment requires job seekers to carefully evaluate hiring offers and recruiter messages for potential fraud. Aimed at applicants of all ages, this resource explains how to verify prospective employers, recognize red flags before sharing confidential details, and evade equipment-funding or check schemes. It provides instructions for examining work-from-home listings, spotting fake interview requests, and taking corrective reporting steps if funds or personal data were previously compromised. The text incorporates worksheets, practical checklists, and a 10-minute procedure to verify job offers.
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Scam Protection
Online Marketplace Scams
Buying or selling items on platforms such as eBay, OfferUp, Craigslist, and Facebook Marketplace exposes users to potential financial loss and data theft. Written for active online consumers, this resource explains how fraudsters execute deposit schemes, fake payments, account takeovers, and code-theft traps. Readers learn to spot warning signs using realistic examples and safety checklists, adopt safer payment habits, and follow clear steps to respond if a scam has already occurred.
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Scam Protection
Package Delivery Scams
Many consumers struggle to determine whether urgent notifications about package shipments, unexpected customs fees, or redelivery requests are legitimate or fraudulent. This guide helps readers identify common shipping traps—such as bogus tracking messages, suspicious QR codes, and account takeover attempts—by explaining standard carrier practices and key warning signs. It provides real-world examples, practical checklists, and specific recovery steps to help individuals evaluate incoming alerts safely and respond appropriately if they have already clicked a malicious link or shared sensitive details.
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Scam Protection
PayPal Scam Playbook
Unexpected money requests, fake invoices, and urgent calls from impostor support reps often target digital payment users trying to steal their funds or credentials. This guide helps buyers, sellers, and account holders recognize phishing messages, fake pending notices, overpayment tricks, and payment category traps. Readers learn how to verify account activity without opening unknown links, safeguard passwords, and respond effectively if an account is compromised. The material includes safety steps for sellers, an incident worksheet, reporting resources, and reference checklists to consult before sending money or processing refunds.
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Scam Protection
Prize Sweepstakes & Lottery Scams
This guide helps consumers and concerned relatives evaluate whether a surprise sweepstakes notification, lottery claim, or giveaway announcement is legitimate or fraudulent. It details how scammers use urgency and secrecy to demand fees through gift cards, wire transfers, or cryptocurrency, while explaining how to verify claims without relying on a caller's contact instructions. Readers learn how counterfeit checks work, how to assist loved ones without causing defensiveness, and how to avoid recovery scams. The text also includes verification worksheets, evidence logs, household prevention rules, and official reporting steps.
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Scam Protection
Tech Support Scams
This guide helps computer users identify, stop, and recover from fraudulent technical support operations that target their money or accounts. It explains how fraudsters leverage urgent phone calls, alarming pop-ups, remote-access tools, fake alerts, and refund schemes. Included are a decision tree, recovery instructions, household safety rules, printable worksheets, an incident log, an account-reset checklist, and a reference stop card. These resources allow readers to evaluate suspicious alerts, confirm claims before acting, and take proper steps if unauthorized access has occurred.
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Scam Protection
The First Hour After Scam
When an individual discovers they have been scammed, taking prompt action within the first hour can help limit financial loss and secure compromised information. This reference outlines a clear sequence for contacting banks, locking down online accounts, revoking unauthorized remote device access, and gathering necessary evidence. It guides readers through decisions regarding credit protection and fraud reporting, while also explaining how to identify follow-up recovery scams. Using the provided worksheets, checklists, and action steps, readers can systematically handle the situation and improve their chances of recovering money.
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Scam Protection
Zelle, Venmo & Cash App Scam Survival Guide
It explains how common scams work, the warning signs to watch for, and what to do immediately if you realize you may have sent money to a scammer. Readers learn how to respond to suspicious Zelle, Venmo, and Cash App transactions, secure their accounts, document what happened, report fraud, and avoid recovery scammers who may target them afterward.
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